The Future of Banking offers a global and practical blueprint for reimagining the modern financial institution. At a time when digital transformation alone is no longer sufficient, this book focuses on rebuilding trust, driving inclusive access, and enabling resilient institutional architecture.

Written by a senior banking leader with over three decades of experience across Barclays (UK), HDFC Bank (India), and Phoenix Empire Ltd (UK), the book brings together lived insight, global strategy, and cross-market applicability. It blends academic depth with real-world execution, offering a comprehensive roadmap for future-ready banking institutions.

The book is structured into ten chapters, each with ten modular sections, which enables clarity, flexibility, and progression. In doing so, the volume allows readers to engage with both high-level transformation themes and hands-on implementation models. It bridges the gap between academic vision and practitioner execution, offering a robust architecture for leaders navigating systemic disruption, ESG mandates, and hybrid infrastructure needs on a global scale.

This book presents a new and comprehensive study of the history of Spanish economic thought. It analyses all the main schools and currents of economic thought that left their mark in the country, from Scholasticism in the 16th century through to Keynesianism in the post-Second World War era.

As well as identifying the main authors and works of Spanish economic thought, it establishes their relationship with universal economic thought in such a way that the processes of reception, adaptation and application of these ideas in Spain are at the heart of the book. The book, therefore, emphasises the study of Spanish economic thought in its historical context. Special attention is paid to the various translations and versions of foreign works in the country. The various expressions of institutional economics culture, including the press, universities, political economy and commerce chairs, dictionaries, encyclopaedias, and entities dedicated to the reception, dissemination and application of economic ideas, are also analysed.

This book will be of interest to readers of the history of economic thought, reception of economic ideas, intellectual history and Spanish history more broadly.

As sexual and reproductive repression increases around the world, engaging with reproductive politics has become acutely urgent. This reproductive repression exists alongside pervasive economic precarity, untenable costs of living, and pressing demands for higher labor productivity. What feels like the emergence of a novel reproductive and economic dystopia, however, is a long-lasting reality for poor Black women globally. Comparing Senegal and North Carolina, T.D. Harper-Shipman shows how states and markets turn to poor Black women's fertility to assuage economic and social crises that would otherwise expose the failings of modern political economy. Moving through formative moments that draw reproductive health, gender, race, and labor into closer proximity-from the transatlantic slave trade through to the present-Harper-Shipman argues that reproductive health policies are instruments for national and international elites to regulate resource distribution and recreate future stores of differentiated labor across time and space.

Unruly Fertility attends to the innovative and unconventional forms of resistance that poor Black women use to decouple their productive and reproductive labor from state efforts to manage their fertility. These discreet forms of resistance establish new possibilities that scaffold decolonial reproductive politics. Harper-Shipman compels us to view reproductive politics as an enduring battle over which bodies deserve the fruits of modernity, and which bodies get perpetually marked as the vehicles for carrying all of humanity forward.

Link evaluates empirical information from knowledge-intensive entrepreneurial firms as well as smaller firms that received research funding through small business innovation research programs. He compares and contrasts the two, analyzing key topics including commercialization, patenting, scientific publishing, university knowledge innovation and human and technical capital. Drawing on cluster theory, the book highlights the evolutionary nature of knowledge sources and concepts. It calls for future research to address the economics of knowledge, and to develop a more complete model of its generation as a circular process, achieved through the recombination of existing knowledge items.

Scholars and students of economics, innovation studies, technology policy and public policy will benefit from this book's insights. Creating Scientific Knowledge is also an essential read for global policy makers interested in how the spillover of scientific knowledge can benefit society.

The Kabbalistic literature, with its enigmatic secrets, vivid mythical depictions, and profound mystical content, along with its exhortations and admonitions to study its contents with great caution, is acknowledged as a cornerstone of the medieval Jewish intellectual tradition. The sudden appearance of this unique body of literature at the outset of the thirteenth century captivated scholars as early as the nineteenth century, establishing itself as a central inquiry within the historiography of the Kabbalah. With this book, Tzahi Weiss reassesses the legitimacy of 'Kabbalah' as a term altogether.

In his seminal work Origins of the Kabbalah, Gershom Scholem articulated the sudden appearance of this literature as a fundamental question in the history of the Jewish religion. Weiss returns to Scholem's question, offering a comprehensive historiographic account of the beginning of the Kabbalah for the first time since Scholem. To correct the ahistorical use of the term 'Kabbalah' to describe this important body of Jewish thought, Weiss proposes that scholars of this literature focus on the more definitive and concrete phenomenon of the systems of the Sefirot. Along the way, he sheds light on the intricate tapestry of early 13th-century Jewish religious thought, unveiling a nuanced spectrum beyond the conventional dichotomy of 'Kabbalah' and 'philosophy.'

Trends in the Acquisition of Portuguese Phonology offers a comprehensive analysis of Portuguese phonological development in children and L2 learners.

Drawing from decades of research, the collection highlights the application of generative theoretical models in understanding the intricacies of language acquisition in both Brazilian and European Portuguese contexts. Readers will gain an in-depth understanding of the phonological acquisition process, backed by empirical data and theoretical insights. Features include comparative analysis of Brazilian and European Portuguese, discussions on typical and atypical phonological development, and the phonology of L2 Portuguese learners. This edited collection will equip researchers, therapists and educators with the tools to apply these insights in practical settings, thereby enhancing language assessment and intervention strategies in educational and clinical contexts.

Trends in the Acquisition of Portuguese Phonology will, therefore, be of interest to linguists, language acquisition researchers, and educators who specialize in phonology, bilingualism, and second language learning, as well as speech and language therapists.

Fresh perspectives are presented on both foundational and emerging scholarship evaluating the interactions and synergies between established and new components of construction in developing country contexts. Chapters trace the root causes of factors hindering project performance and propose potential solutions and effective strategies for industry improvements. Grounded in a wide variety of case studies, this Research Companion outlines valuable lessons for bolstering economic development now and in the future.

Scholars and students of construction management and economics will benefit from this Research Companion's insights and proposed research directions. Its relevant policy options also make it an essential resource for administrators and policymakers in the construction industry.

Ullmann-Margalit and Sunstein evaluate the identifiable strategies people use when confronted with difficult problems, such as delegating, adhering to firm rules, adopting presumptions, and taking small, reversible steps. They emphasise the importance of norms of considerateness in maintaining social cohesion, highlighting the positive impact of personal sacrifice in both work and family environments. The authors also investigate how norms influence consumer choices, and how purchasing habits can reveal a desire for solidarity and commonality. Ullmann-Margalit and Sunstein address the effect of norms on inequality, analysing the contagious nature of indignation, which often leads to large-scale societal changes, such as the movement for equality between men and women.

Decisions and Social Norms is essential reading for scholars and students of philosophy, economics, behavioral science and psychology. Providing insights on decision-making in political, legal and commercial spheres, this book is also invaluable to policymakers and practitioners in political science, law and business.

Advocating for an interdisciplinary approach to the topic, Dunford presents a macro-geographical and macro-historical account of the waves of uneven development that have resulted in an emerging multi-polar world, with Asia returning to the centre of the global economy. Chapters cover a wide range of theoretical perspectives from political economy, structuralist and developmentalist to dependency theories, and from classical location theories to contemporary geographical economics and economic geography. Dunford identifies economic and political mechanisms that drive the forces shaping the uneven course of development and emphasises the dynamics of investment and the roles of state sovereignty and governance capacity.

Rethinking Uneven Development is a vital resource for students and scholars of human geography, development studies, urban and regional studies and political economy.

This illuminating Advanced Introduction bridges the gap between taxation and environmental regimes, providing an overview of how these fields overlap and an understanding of each side's relation to the other. Janet Milne's interdisciplinary and international focus introduces both basic principles and variations in their application across environmental challenges, sectors and countries.

Chapters explore the fundamental, theoretical, technical, historical and practical aspects of the intersection of environmental protection and taxation. Presenting an overview of contemporary environmental taxes, Milne also highlights the role of governance and assesses challenges and opportunities for innovation in the future.

Key Features:

• Concise and accessible, whilst adopting a rigorous approach
• valuates core topics including carbon taxes, border tax adjustments, and taxes on waste, pesticides and air pollutants
• Analyses key design elements of environmental taxation, such as how to set the tax rate, taxable events, administrators, revenue and duration
• Investigates environmental taxes, green tax expenditures and the repeal of environmentally damaging subsidies in the current international context

The Advanced Introduction to Environmental Taxation is a crucial resource for students and scholars of environmental law, economics, human geography, politics and public policy. Policymakers looking to harness tax systems to advance environmental protection will benefit greatly from its valuable insights.

Leading experts draw on lessons learnt from major financial crises including the 2007-2009 Global Financial Crisis, the 2020 Covid-19 'dash for cash', and the 2023 Silicon Valley Bank crisis, to assess how, and under what conditions, macroprudential instruments succeed and fail. The Research Handbook explores the dynamic interactions between these tools and monetary policy, housing markets, credit cycles and emerging threats such as non-bank finance, crypto, cross-border capital flows and climate risk. Organised into seven thematic sections, the Research Handbook distils international cutting-edge research into practical insights and identifies priorities for further inquiry into how to avert, or better manage, future financial crises.

The Research Handbook of Macroprudential Policy is an excellent resource for scholars and researchers in banking regulation, economics and finance, business and management and public policy. It is also an accessible guide for practitioners, policymakers and regulators looking to make informed decisions on safeguarding financial systemic resilience.

Machine learning is fundamentally transforming financial markets. Where trading strategies were once crafted by human experts-executed manually or through pre-coded rules-firms now build models that generate the strategies themselves. These are not just tools but trading automatons: semi-independent systems designed to learn from markets and act on their own. Drawing on over a decade of fieldwork in financial markets, Christian Borch offers a rare inside look at how these systems are built, the risks they pose, and how they challenge our understanding of markets and decision-making. As trading automatons grow more complex and opaque-even to their designers-new sociological questions emerge: What happens when machines become the primary agents in markets? And how should we understand economic action when human judgment is no longer at the center? Trading Beyond Understanding is a powerful investigation of machine agency, market transformation, and the shifting boundaries between technological systems and social life.

Across a blend of theoretical and empirical chapters, the book examines transformations in the framework of central banking and monetary policymaking, including the recognition that the exchange rate should not be viewed merely as a passive shock absorber but as a strategic policy variable. The contributing authors address exchange rate determination in the context of high financial integration and investigate the macroeconomic implications of exchange rate volatility. Chapters explore key topics such as conflict inflation, interest-rate parity theorems, the Covid-19 shock and the global offshore-dollar system.

Students and academics focusing on post-Keynesian economics, financial economics and regulation, political economy and money and banking will greatly benefit from this book. It is also an interesting read for practitioners in central banking.

Bozena Gajdzik, Radoslaw Wolniak and Rafal Nagaj explore various climate policies, renewable energy technologies and decarbonization pathways, highlighting their associated economic and social benefits. They also address key clean energy barriers including insufficient public support, the risk of green inflation, technological delays and administrative challenges such as protracted regulatory approvals and permitting processes. Through data-driven analysis and scenario modeling, they demonstrate the cost-competitiveness of renewable energy. This book highlights how Europe's shift to clean energy is both essential and achievable, positioning the EU as a front-running organization in sustainable industrial development and environmental governance worldwide.

Decarbonizing European Industries is a necessary read for scholars and students of environmental science, energy policy and sustainability studies. Its insights on industrial change, decarbonization pathways and EU legislation will also appeal to economists, policy analysts, decision-makers and government officials.

The authors present fresh insights into creating a regenerative economy to address the impact of the economy of destruction, covering ecological crises, biodiversity loss and climate change. The book draws on international cases, particularly in leadership and science, moving the discussion from abstract critique to tangible policy relevance. Chapters forge new pathways for crafting a regenerative economy that focuses on wellbeing, incorporating new leadership, and the role of women and feminist perspectives. The authors underscore the importance of how integrating planetary boundaries into economic policy is critical for economists and policy analysts to assess trade-offs and sustainability solutions in the current world crisis.

The Elgar Companion to Creating a Regenerative Economy for Wellbeing is a crucial resource for students and scholars of sustainability, environmental economics, development studies and business and management. Policymakers, advocacy groups and international institutions will also benefit from the book's new thinking on the sustainable economy and actionable policy insights.

This classic text has long been the essential guide to functionalist approaches to translation. Christiane Nord explains the complexities of theories and terms in simple language with numerous examples from a variety of languages and cultures, including new examples from Chinese language.

Covering how the theories developed, illustrations of the main ideas, and specific applications to translator training, literary translation, interpreting, and ethics, Translating as a Purposeful Activity concludes with a concise review of the main criticisms of this approach. It also includes a new chapter on the latest developments and research currents since the turn of the century, focusing on functionalism at the translator's workplace, in legal translation and in Bible translation.

This new edition has an improved layout and many new examples ensuring that this remains essential reading for students of translation studies and translator training.

The Future of Real Estate Education: From Pedagogy to Technology brings together award-winning educators and researchers in the field to address the complexity and challenges of today's real estate degree programs.

Representing diverse disciplinary, geographic, and professional perspectives, the authors discuss innovative technology, inclusive pedagogy, curriculum development and more in an updated, global approach to real estate education. They share strategies and tools for teaching excellence and student achievement, offering guidance to fellow educators and administrators in creating dynamic learning environments, developing and leading successful programs, and mentoring the next generation of real estate professionals. The book highlights experiential and project-based learning, featuring engaging teaching methods to create impactful classroom experiences that build educational proficiency and foster the professional skills that employers seek.

This book will interest faculty and administrators in real estate degree programs, as well as instructors teaching undergraduate and postgraduate real estate courses. It is also relevant for professional educators and students pursuing professional education or a real estate degree.

The volume brings together diverse perspectives on polity, governance reforms and socio-economic transformations in the region. This volume marks one of the first comprehensive academic engagements to highlight the aspects of politics, governance and economy that shape modern Jammu and Kashmir. While a multi-disciplinary approach is followed to bring out the complexities involved in the varied themes of politics, governance and economy, the text tries to weave them together to provide a coherent discussion on the interplay and interconnectedness of these themes.

From post-partition politics to reorganization of Jammu and Kashmir; from democracy, rural and urban governance, down to addressing concerns of marginal groups, as well as ensuring accountable governance; from themes like agrarian economy, industrial policies, planning and development down to the issue of poverty and SDGs, it attempts to address a host of different but related issues central to Jammu and Kashmir.

This volume will be useful to scholars, students and teachers of political science, sociology, governance, economics, and development studies. It will also be an indispensable companion to scholars and general readers interested in India, especially Jammu and Kashmir, as well as for those interested in South Asian studies.

This book provides a comprehensive analysis of Covid-19's origins, global responses, and its socioeconomic impacts. It examines scientific evidence regarding the virus's natural or artificial origins while addressing conspiracy theories and geopolitical tensions. The study analyzes WHO's investigation, US pandemic management under Trump, and the broader political economy of environmental degradation and includes:

• Comprehensive analysis of Covid-19 origins examining both natural and man-made theories with scientific evidence
• Critical examination of conspiracy theories and geopolitical targeting of China during the pandemic
• Assessment of WHO's investigation into coronavirus origins and the politicization of global health governance
• Analysis of US pandemic response under Trump administration and its impact on global leadership
• Political economy perspective on environmental degradation from Holocene to Anthropocene era

The book explores the pandemic's economic consequences globally and specifically in India, with particular attention to migrant labor conditions during lockdown periods.

This title has been co-published with Aakar books. Taylor & Francis does not sell or distribute the print edition in India, Pakistan, Nepal, Bhutan, Maldives, Sri Lanka and Bangladesh.

This book examines technology through economic perspectives, covering theoretical foundations, market structures, and innovation processes. It analyzes classical and contemporary economic thought on technological change, patent systems, and diffusion patterns. The study explores technology's role in development, particularly in developing countries, examines public-funded research and knowledge transfer mechanisms and includes:

• Detailed study of patent economics including intellectual property rights, optimal patent design, and system limitations
• Analysis of technological diffusion patterns, adoption strategies, and network externalities in competitive markets
• Investigation of technology's role in economic development with focus on developing countries and capability building
• Assessment of public-funded research economics and university-industry knowledge transfer mechanisms
• Case study of India's technological trajectory and emergence in the global knowledge economy

The book concludes with India's technological trajectory and emergence in the global economy, providing insights into policy implications and future directions.

This title has been co-published with Social Science Press. Taylor & Francis does not sell or distribute the print edition in India, Sri Lanka, Nepal, Bangladesh, Pakistan, and Bhutan.

This book examines the farmers' protests in Punjab against the backdrop of agricultural corporatization and recent farm legislation. It provides a comprehensive analysis of agrarian movements in Punjab, tracing their evolution from land reform struggles to contemporary protests against pricing policies and corporate agriculture. Through detailed case studies, the authors explore the historical context of farmers' movements, the role of unions and cultural mobilization, the significance of folk songs in shaping protest narratives, and the complex relationship between Sikh identity and farmers' rights. The subject matter of this book also includes:

• Analysis of Punjab's farmers' protests against agricultural corporatization and the three farm laws
• Historical examination of agrarian movements in Punjab from land reforms to contemporary pricing disputes
• Detailed study of the role of farmers' unions, folk songs, and cultural mobilization in protest movements
• Exploration of women's participation and gender dynamics in recent farmers' agitations
• Critical assessment of center-state relations and discontent in Punjab's agricultural politics

Drawing on extensive fieldwork and historical analysis, the book offers insights into center-state relations, protest strategies, and the broader implications of agricultural policy in contemporary India.

This title has been co-published with Aakar Books. T&F does not sell or distrubute the print versions in India, Sri Lanka, Nepal, Bangladesh, Pakistan, Bhutan, and Maldives.

The boards and management of listed companies are under increasing pressure from investors to address urgent environmental, social and governance (ESG) issues. These include concerns over their companies' contributions to climate change, protection of First Nations people's cultural heritage, elimination of modern slavery, and workers' rights more broadly. In the case of Australia, the country's economic reliance on mineral extraction places questions of environmental harm and reckoning with the rights of the country's Indigenous population at the forefront of corporate governance. Yet, unlike in comparable liberal market economies, ESG shareholder activism is a relatively new phenomenon in Australia. It is this puzzle-the drivers of the sudden emergence of ESG shareholder activism in a financial-legal system designed to stymy investor voice-that motivates this book. Ainsley Elbra identifies significant governance gaps between societal expectations and corporate behavior. Integrating social movement theory and corporate governance frameworks, Elbra demonstrates the potential of market-based activism to drive change within corporations and industries. She warns, however, that successful social movements can be undermined by government intervention. Battling the Board makes an important contribution to the understanding of how shareholder activists leverage corporate governance mechanisms to shape political economic outcomes that have direct consequences for sustainability and climate change.

Challenging how social scientists, policymakers, legal scholars, and the public examine household debts and wellbeing, Viral Debt traces how debt moves within and across households to communities and institutions, with devastating effects.

Debt is not merely a contractual condition, it is also an inherently unequal relationship between creditor and debtor that can exploit pre-existing vulnerabilities while creating new ones. With a roster of leading social science and socio-legal scholars, this book shows how debt - like a contagion - works systematically across economic and social structures and geographies, demonstrating the ways in which policy has exacerbated the problem of debt through policy choices.

This volume offers urgent answers by drawing on quantitative data about household indebtedness, credit and debt policies, and local court actions, together with qualitative research.

The Open Access version of this book, available at www.taylorfrancis.com, has been made available under a Creative Commons Attribution-NonCommercial-NoDerivatives (CC BY-NC-ND) 4.0 International license.

Written by a team of leading experts working in different second language acquisition (SLA) specialisms, this fifth edition is a clear and concise introduction to the main theories of SLA from multiple perspectives, comprehensively updated to reflect the latest developments in SLA research.

The book covers all the main theoretical perspectives currently active in SLA and sets each chapter within a broader framework. Chapters examine the claims and scope of each theory and how each views language, the learner, and the acquisition process, supplemented by summaries of key studies and data examples from a variety of languages. Chapters end with an evaluative summary of the theories discussed. Key features to this fifth edition include updated accounts of cognitive approaches to second language (L2) learning, the implications of advances in generative linguistics, and the "social turn" in L2 research; reworked chapters on functional, sociocultural, and sociolinguistic perspectives; an entirely new chapter on individual differences; and updated examples using recent studies.

Second Language Learning Theories continues to be an essential resource for graduate students in second language acquisition.

Russian Word Roots: Volume 2 provides a systemic approach to Russian vocabulary acquisition, focusing on the second most productive set of Russian word roots and their word formation system to allow students to master both active and passive vocabulary more quickly.

Each of the 15 alphabetically organized chapters focuses on a specific word root, including a list of vocabulary based on the root along with various exercises designed to review the acquired vocabulary to solidify students' grasp of word formation. With this textbook, students will learn approximately 300 new words and improve their ability to deduce the meanings of new words through common roots. They will also gain a deeper understanding of the meanings of prefixes and suffixes, enhancing their ability to communicate more precisely. This second volume continues to not only strengthen the students' Russian language but also sharpen linguistic skills in their native language by cultivating an awareness of semantic similarities across languages.

Russian Word Roots: Volume 2 is ideal for students with a Novice High to Intermediate Low and higher proficiency in Russian on the ACTFL scale and an existing understanding of basic grammar concepts, including verb conjugation, cases, and word formation patterns.