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This book explores the transformative impact of financial technology (FinTech) and artificial intelligence (AI) on the future of banking. The banking industry is currently undergoing a profound transformation driven by the convergence of FinTech and AI. This integration has created numerous opportunities and challenges, reshaping traditional financial services while opening new avenues for innovation and disruption. Through the utilization of AI, FinTech firms have enhanced customer experiences, streamlined processes, and improved decision-making capabilities. Nevertheless, these developments also raise critical concerns related to ethics, data privacy, and security. By providing a comprehensive historical perspective on the evolution and integration of FinTech and AI in banking, supported by a range of case studies, this book offers valuable insights and guidance for stakeholders seeking to navigate this rapidly evolving landscape.