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The Non-Performing Loans Directive

The Non-Performing Loans Directive : A Commentary. NPL指令-コメンタリー

・ISBN 978-1-0353-2339-5 hard GB£ 150.00

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著者・編者Miglionico, Andrea (ed.),
シリーズElgar Commentaries in Financial Law
出版社(E. Elgar, UK)
出版年月2026.02
ページ数226 pp.
言語ENG
ニュース番号<761-722 761-773>

解説

This authoritative Commentary analyses the Non-Performing Loans Directive, also known as the Credit Servicers Directive, which represents a notable step forward in achieving a level playing field in the debt recovery framework. It provides a critical examination of this necessary legislative reform that serves to expedite the development of secondary markets for non-performing loans.



Key Features:

  • Addresses the potential impact of the Directive across EU Member States
  • Explores credit servicing activities for consumers in relation to licensing and authorising requirements
  • Examines the function and operation of service providers and credit servicers with respect to consumer credit agreements
  • Evaluates the Directive's supervisory framework and asset classification, with particular attention to the role of the European Securities and Markets Authority and its convergence with national legislation



This Commentary is an essential point of reference for practitioners and legal professionals in law firms with a banking and financial services regulation practice, as well as asset management companies, commercial and investment banks and international financial institutions. It is also a valuable resource for scholars and students of banking law, specifically the regulatory treatment of credit servicers and credit service providers.