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Discrimination, Vulnerable Consumers and Financial Inclusion : Fair Access to Financial Services and the Law. 金融サービスへの公平なアクセスと法
・ISBN 978-0-367-51111-1 2020 hard GB£ 171.99
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・ISBN 978-0-367-67368-0 2023 paper GB£ 43.99
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電子版あり 大学・学術機関向け電子ブック（eBook）ISBN 978-1-003-05507-5
| 著者・編者 | Stanescu, Catalin Gabriel / Gikay, Asress Adimi (eds.), |
|---|---|
| シリーズ | Routledge Research in Finance and Banking Law |
| 出版社 | (Routledge, UK) |
| ページ数 | 292 pp. |
| 言語 | ENG |
| ニュース番号 | ＜659-1141 659-P3844＞ |
解説
This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies - such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections - necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges.
Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.