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Personal Debt in Europe: The EU Financial Market and Consumer Insolvency. 欧州における個人債務 －EU金融市場と消費者の破産－
・ISBN 978-1-108-42673-2 hard GB£ 105.00
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電子版あり 大学・学術機関向け電子ブック（eBook）ISBN 978-1-108-61535-8
| 著者・編者 | Ferretti, Federico / Vandone, D., |
|---|---|
| 出版社 | (Cambridge U. Pr., UK) |
| 出版年月 | 2019 |
| ページ数 | 272 pp. |
| 言語 | ENG |
| ニュース番号 | ＜648-P2345 649-1440＞ |
解説
Personal debt remains an important factor in many economic models because it encourages people to use debt to finance consumption. Whether this model is sustainable for individuals or the countries in which they reside is an ongoing question of great complexity and many social and economic implications, not only for the burdened individuals and their countries, but also for the EU as a whole. In Personal Debt in Europe, Federico Ferretti and Daniela Vandone examine the 'dark side' of personal debt, or over-indebtedness, in social and economic terms, and legal terms. They employ cross-country consumer-level data to present the latest empirical studies on the problem, analyse these findings to better understand its nature and causes, and discuss the merits of proposed insolvency legislation and harmonisation initiatives in the EU.