株式会社極東書店トップ ＞ 商品一覧 ＞ Building Assets, Building Credit : Creating Wealth in Low-Income Communities.
商品詳細
Building Assets, Building Credit : Creating Wealth in Low-Income Communities.
・ISBN 978-0-8157-7409-9 paper US$ 34.00
￥7,966.- (税込) ※（※）価格はご注文時の参考価格となります。
納品価格につきましては書籍の入荷時点で確定となります。
版元の原価改定、外国為替の変動等により異なる場合がございますので、予めご了承下さい。
お気に入り
★★★
| 著者・編者 | Retsinas, Nicolas P. / Belsky, E. S. (eds.), |
|---|---|
| シリーズ | James A. Johnson Metro Series |
| 出版社 | (Brookings Institution Pr., US) |
| 出版年月 | 2005 |
| ページ数 | 395 pp. |
| 言語 | ENG |
| ニュース番号 | ＜519-447＞ |
解説
Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of ""credit scores,"" not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be.