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Low-Income Homeownership

Low-Income Homeownership : Examining the Unexamined Goal. 低所得持ち家制

・ISBN 978-0-8157-0614-4 cloth US$ 56.99

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・ISBN 978-0-8157-0613-7 paper US$ 31.00

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著者・編者Retsinas, Nicolas P. / Belsky, E. S. (eds.),
出版社(Brookings Institution Pr., US)
出版年月2002
ページ数224 pp.
言語ENG
ニュース番号<486-1571>

解説

A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average.
This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.