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This is an examination of the critical economic issues underlying the worldwide debate about national pension systems. The book provides a series of non-technical essays examining topics such as the impact of pensions on the economy, the fiscal dynamics of different pension approaches, and the challenges involved in providing adequate retirement incomes. The author concludes that part of the effort to reform the traditional defined-benefit, pay-as-you-go social security programme deserves to be taken seriously, but other aspects of this effort are either unsupported by economic knowledge or overstated.