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The 1995 Pensions Act introduces wide-ranging reforms designed to improve standards and security in the operation of occupational pensions schemes. This guide explains the provisions of the Act and its implications for practitioners. The authors provide a summary of the developments leading to the new legislation, the text of the Act itself, and a detailed explanation of its impact in important areas such as: responsibilities of employers, trustees, advisors and members, member trustees, minimum solvency requirement, the Occupational Pensions Regulator, the compensation scheme, and sex equality and the equalised state pension age.